The Misuse of Telephone Vibrator
An unnamed lady in her late 20s from Bristol, UK, deserves notably honorable point out on this insurance coverage declare record.
Final yr she claimed that the vibration perform on her Blackberry Bold 9900 telephone had stopped working – look ahead to it – whereas she was utilizing it as an grownup toy.
What Occurred Subsequent? Raucous laughter from contained in the insurance coverage claims workplace for a number of days.
The Insurance coverage Fraud
A lawyer from North Carolina bought a field of costly cigars and insured them towards flooding, storm harm and – of all issues – fireplace.
Evidently, his funding went up in smoke inside a month – after which the lawyer filed a declare along with his owners insurance coverage firm, stating that he was owed compensation as a result of “the cigars had been misplaced in a collection of small fires”.
The insurer refused to pay, assuming that the person had smoked the pack himself. A judge ruled, nevertheless, that for the reason that insurer had by no means acknowledged what was thought of to be “unacceptable” fireplace, the corporate did, the truth is, owe him $15,000 to interchange his property.
What Occurred Subsequent? The insurance coverage firm paid the declare, however then had the lawyer arrested. He was sentenced to 24 months in jail and a $24,000 high-quality for twenty-four counts of arson and insurance coverage fraud.
Folks had been falling off their chairs laughing when British journey company Membership Direct started issuing insurance policies to cowl accidents brought on by falling coconuts.
Brent Escott, their managing director, cited statistics which present that 150 folks – or ten instances the variety of victims from shark assaults – are killed yearly by falling coconuts. There was some notion that maybe Mr. Escott had been struck on the pinnacle.
That very same yr in Sri Lanka, a Membership Direct buyer was calmly sitting underneath a palm tree studying a guide when a coconut fell on her head, knocking her out chilly. She was duly hospitalized. Fortunate.
What Occurred Subsequent? Insurance coverage firm paid out in full.
Flying Christmas Timber
Mr. Fairclough was driving residence from Christmas procuring, when he noticed a automobile coming the opposite method with a Christmas tree badly tied to its roof.
This should have been a cut up second statement: no sooner had he seen it than the tree launched itself straight at him.
“He was driving too quick round a pointy bend and I noticed the tree carry off and it flew straight at me. The trunk made a fantastic dent in my bonnet and prompted me to swerve off the highway right into a hedge.”
Mr Fairclough added: “The chap didn’t cease and he by no means got here again for his tree, so the Police mentioned we would as properly have it. It wasn’t humorous on the time, however trying again it was like a comedy sketch!” Good.
Mouse within the Soup
Carla Patterson tried to faucet a Virginia Cracker Barrel restaurant for a $500,000 insurance coverage settlement after ‘discovering’ a mouse in her vegetable soup on Mom’s Day.
However the nationwide chain investigated additional, and located that the mouse had no soup in its lungs – and due to this fact had not been cooked. The jury believed that the one method the mouse may have appeared within the soup is that if she’d put it there.
What Occurred Subsequent? One-year prison sentence for conspiracy to commit extortion (however she nonetheless maintains her innocence).
Home and Automobile Insurance coverage FAILED!
A person from Delaware torched his own residence and his personal convertible to gather on his owners and auto insurance coverage.
Nicholas Di Puma mentioned it began when pans on his wooden range ignited whereas he was cooking. Then buckets of coals caught on fireplace. After making an attempt to extinguish the inferno, Di Puma mentioned he threw the primary bucket out the door, the place it apparently landed within the backseat of his convertible.
Whereas en path to tossing the second pan exterior, he tripped and the second landed on his couch. Unbelievable? That’s what local law enforcement thought, too. Di Puma pleaded responsible to second and third diploma tried insurance coverage fraud.
What Occurred Subsequent? 5-years probation, no insurance coverage advantages. Dwelling and automobile fully destroyed.
The Burning Bride!
Some wedding ceremony days simply don’t prove the way in which you anticipate. All the things appeared to be going properly on the day for Paula Catelli from Rimini, Italy, till her stunning, hand-made wedding ceremony gown got here barely too near the barbecue.
The artificial materials went up in flames instantly, and inside moments Catelli was what no woman on her wedding ceremony day ever needs to be – a bride on fireplace.
Her loving husband saved the day by choosing her up and throwing her into the ocean. Thankfully, each bride and groom had been wonderful swimmers.
What Occurred Subsequent? The insurance coverage firm paid out 50% compensation for the catastrophe – presumably out of sympathy.
By no means Kill Your Mother for Insurance coverage
Excessive dwelling had left Chicago grain futures government Marc Thompson deeply in debt. In desperation, he torched his residence for the $730,000 in insurance coverage cash.
To make it seem a suicide, he led his 90-year-old mom Carmen downstairs, doused the basement with accelerant, and tossed the match.
Carmen Thompson’s Aug. 11, 2002, demise by carbon monoxide poisoning and smoke inhalation should have appeared the proper alibi. However federal agents continued to research the hearth, and the reality emerged.
What sort of skunk would do that?
What Occurred Subsequent? Most positively no insurance coverage payout. Thompson’s personal future is safe – for 190 years in federal jail.